are you making this deposit into your savings, checking, or just on our lawn?

This paragrah is so small-town life! (The complete article, written by Bill Wyckoff, can be read here.) Just nonchalantly ride your horse through town as if there's no such thing as a vehicle. You can do that in a really small town. In The Small Town you might receive a few surprised looks from motorists. In The Big City, a horseowner would have to drive over to the stables where the horse is boarded, and probably have to get a special permit for a one-time ride through town or participate with your horse in a parade.

"....I just received a cell call from Janet, a long time bank employee. She sounded distraught; I thought something was really wrong. She said a group of kids on horse back came by the bank when she was leaving the parking lot. I’m thinking one of the horses must have kicked her car, bucked off a young rider or something. I ask if she was OK, she said yes but one of the horses left a huge deposit of road apples right in the middle of our drive-in lane.
I broke out laughing, and she said, “I really didn’t expect that reaction from you."
So there you have it, the life of a banker in a small rural town. If the dogs aren’t leaving deposits on the front lawn then the horses are in the back. I must have had too much fun today so I’m headed out to check on my cows.
Hope you are having a great day also."